Good news for your next move

Mortgage lending is looking up - and with Part Exchange, you could move faster!

Recent updates in the mortgage market mean it’s a great time to explore your options — especially if you’re considering a move. With more flexible lending and greater borrowing power available, now could be the perfect time to make your next move with Robertson Homes.

What’s changed?

The Bank of England have just lowered the UK interest rate to 4% — the lowest in two years — so buying just got easier!

What's more, several major lenders have recently relaxed their mortgage affordability criteria, opening up more options for buyers who are ready to take the next step.

Previously, lenders applied strict stress testing to account for large jumps in interest rates — but with the market settling, they’re now taking a more realistic approach to affordability, based on today’s rates and your current circumstances*.

This change means you may now be eligible to borrow significantly more than just a few weeks ago — with some buyers seeing increases of up to 20% in their borrowing potential*.

What the latest changes mean for you

There’s more positive news for homebuyers looking ahead to the rest of 2025. Market conditions have become more predictable — and that’s good news for planning your next move.

Key takeaways*:

• Mortgage rates are expected to hold steady around 4–5% throughout 2025
• Affordability checks have eased — you could now be eligible to borrow up to 20% more
• The Bank of England base rate has just been dropped to 4% - the lowest level in two years!

With these changes, you may now be able to:

• Access a wider range of mortgage products
• Secure a higher borrowing amount
• Move sooner than you expected

Make your move with ease

At Robertson Homes, we’re here to help you take full advantage of the current market — and make your move as smooth as possible. With our Part Exchange service, you can skip the hassle of selling your current home and step into your new one without delays or chains.

Whether you're relocating, upsizing or simply ready for a fresh start, there’s never been a better time to consider a Robertson home.

Talk to our team today — and let’s get moving.